The last bookkeeper
you'll ever need.

Pick a plan, upload your statements, and your books are done in minutes: every transaction sorted, checked against your bank and summed up in plain English. If your books aren't right, we'll refund your first month. Just tell us.

Your statements for each account, for the months you need done. PDFs downloaded from online banking are best, and zips, CSV, Excel and Quicken downloads work too. Our statement guide shows where to find them at your bank. We don't need your bank login.

A human bookkeeper reads every line of every statement by hand, which is why it takes weeks. We use AI to read and categorize your transactions, then check every account against your bank's own balances, so your books are done in minutes. The only wait is for you to confirm the few transactions we flag.

For many businesses, yes: categorizing and reconciling every account, receipts, bills, invoices, sales tax tracking, month-end close and the year-end package for your accountant. Payroll too: SumSwift works out each payday, makes your bank's direct deposit file and books it, and you send the money from your own bank. What we don't do yet: run payroll for you through a partner or pay bills for you (both coming soon), or file your tax returns.

Often, yes. It checks the years already filed for costs that were never counted, equipment that was never depreciated and loan interest that was missed, and it flags things the IRS could question, like personal spending counted as business. Each one shows roughly what it's worth. Your CPA makes the changes; SumSwift never files or amends anything.

No. SumSwift never pays anything on its own, and every bill is checked before it can be paid. It's held back if it's from a supplier you've never paid, if the name is a letter off one you know, if the invoice number was already paid, if it's dated months back, if it's far more than usual, or if it came from a new email address. You click "It's real" and it can be paid.

Yes. Export your General Ledger and Chart of Accounts from QuickBooks (it takes a minute) and SumSwift brings your history across, checked against QuickBooks' own balances, with your categories. And you can export back to QuickBooks any time.

Yes, free. Give them access from your account: to look, or to make fixes too. They can download your reports, the year-end package and a QuickBooks export. Anything they change is on the record under their name, and you can remove them any time. Someone at your business can help too, as staff, without seeing your taxes or payroll.

Statements are stored encrypted and only used to do your books. We use Claude, an AI model made by Anthropic, to read statements and sort transactions, and Anthropic does not train its models on that data. You can delete your account and every file yourself, any time.

It covers the month you join and the 2 before it (join by March 31 and that's this year from January), then every month after: upload your statements, and your books are done the same day. On the 1st we email you which statements are still needed. Lock each month in one click. It's $79 USD a month for up to 3 accounts, plus $10 a month for each extra account, and you can cancel anytime. Or pay $790 USD once a year (2 months free, $100 a year for each extra account).

Monthly covers the month you join and the 2 before it, then every month you stay, with everything kept for good. Join by March 31 and that's this year from January. A catch-up is for books nobody did before that: the 12 months before, once, for $599, and $299 for each extra year back, up to 4 years. Cancel and come back later, and the months in between are a catch-up too. Switching from QuickBooks or a bookkeeper is free on Monthly, however far back your books go.

If it's the last couple of months, Monthly covers it. Further behind, a catch-up: $599 USD one time for up to 12 months and 3 accounts, and $299 for each extra year back, up to 4 years. Upload everything at once, your books are done in minutes, you check anything we flag, and your final profit report is ready to download. Your first month of Monthly is free after that. More than 4 years or 3 accounts? Get a quote.

No. We're bookkeepers, not accountants. We work out your quarterly estimated tax and sales tax, track 1099s, and give your CPA or tax preparer clean books and a Schedule C to file from.

Very common. Personal spending on a business account is marked personal so it stays off your profit, and a personal card or account you sometimes use for business can be marked personal too, so only the business things count. You can change anything we got wrong.

Yes. SumSwift rebuilds your books from your bank statements, which are always right. Add your old QuickBooks and SumSwift shows, line by line, what was wrong, what your profit really was, and which past tax returns your accountant may need to correct.

Yes, all 50 states and DC. Your state's income tax is built into the estimate. Sales tax works for businesses that collect in one state; selling into several states isn't supported yet.

SumSwift finds everyone you paid enough to need a 1099, tracks whose W-9 you have, and gives you the list to file. It doesn't e-file them for you yet.